Renters Insurance that
protects your stuff
Highly recommended. Loved by everyone.
Trusted by your landlord.
Safeguard your stuff in a few seconds
Andi (our cool AI bot) and our team of insurance experts will help you protect your stuff instantly.
Keep your stuff safe
If someone steals your bike
Crime and vandalism coverage pays for your things if it’s stolen or damaged
If a water leak ruins your things
Water damage coverage protects you if your things get soaked, or your pipes cause a mess
If something goes up in flames
Fire and smoke coverage protects you if things get a little heated
If someone sues you for damages
Liability coverage protects against claims or lawsuits due to accidents in your apartment. We’ll help hire a lawyer to defend you, and cover the cost
If someone gets hurt in your apartment
Liability coverage helps pay medical expenses if someone has an accident or is injured while at your apartment
If someone steals your bike
Crime and vandalism coverage pays for your things if it’s stolen or damaged
If a water leak ruins your things
Water damage coverage protects you if your things get soaked, or your pipes cause a mess
If something goes up in flames
Fire and smoke coverage protects you if things get a little heated
If someone sues you for damages
Liability coverage protects against claims or lawsuits due to accidents in your apartment. We’ll help hire a lawyer to defend you, and cover the cost
If someone gets hurt in your apartment
Liability coverage helps pay medical expenses if someone has an accident or is injured while at your apartment
The easiest way to switch!
We’ll help cancel your old insurance and
make your switch simple.
Good to know...
Renters insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out renters insurance explained.
Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others.
Renters insurance covers a lot, but not everything. A few things that aren’t: your roommate’s stuff, damage caused by floods, and liability for dog bites (if your dog is considered a high-risk breed).
You're still covered! Your &insurance renters policy covers your personal property anywhere in the world. Read all about theft coverage here.
You can cancel your policy at any time via the &insurance app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!
A Lemonade renters insurance policy starts at $5 per month, but your policy price (aka the ‘premium’) will be based among other factors.
Very easily: just send us an email at hello@andinsurance.com and we’ll guide you through the process from there.
Save even more with our Renters + Pet Bundle
We’ll automatically apply your bundle discount to any combination of our products
Renters + Pet
What's a sundial in the shade?
&insurance is stepping out of "stealth mode" and into the limelight, soon to launch
as the first AI & behavioral economics insurance company in Philly.
Apartment communities
really love us!
We’ve designed &insurance to bring out the best in people, while giving the residential community a push for the better.
Safeguard your stuff in just a few taps
No waiting. No Hassle. No worries.