Come home happy
with homeowners insurance
Homeowner tested. Lender approved.
Invite only
Homeowner tested. Lender approved. Invite Only
Accepted by all major lenders
Accepted by all
major lenders
mortgage lender (escrow) or
directly with a credit card.
Pay conveniently through your mortgage lender (escrow) or directly with a credit card.



Closing on a home is a lot more than packing and moving
Closing on a home is
a lot more
than
packing and moving
We’ve helped many Americans
have one less headache each
year, and we have your back ♡
The good news? You found us. We’ve helped many Americans have one less headache each year, and we have your back ♡


Coverage from wall to wall, and beyond…
Coverage from wall
to wall, and beyond…
It’s full of memories and you’re
reflected in every detail. So, here
is a list of your wall to wall
coverage and beyond.
It’s full of memories and you’re reflected in every detail. So, here is a list of your wall to wall coverage and beyond.

If your home
is damaged
We’ll cover the cost
to reconstruct your house.

If a tree falls
on your shed
We’ll help cover the cost of repairing structures on your property like sheds and garages.

If your home
is unlivable
We’ll cover expenses until
you get back on your feet.

If your stuff
gets stolen
We’ll help cover the costs to replace it -
yes, even if it happens away from home.

If you’re sued
for liability
You’ll need a lawyer to defend you,
so we’ll help cover those costs.

If a visitor
gets injured
You could get stuck covering
the costs of their medical bills - we’ll help cover those costs.

If your home is damaged
We’ll cover the cost
to reconstruct your house.

If a tree falls on your shed
and garages.

If your home is unlivable
We’ll cover expenses until
you get back on your feet.

If your stuff gets stolen
We’ll help cover the costs to replace it – yes, even if it happens away from home.

If you’re sued for liability
You’ll need a lawyer to defend you,
so we’ll help cover those costs.

If a visitor gets injured
costs of their medical bills – we’ll help
cover those costs.
Good to know...
Homeowners insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can reach out to our homeowners department.
Your policy covers your home and property for damage caused by things like wildfires, extreme weather, crime, and vandalism. It also protects you against legal claims for damage or injury you accidentally cause others.
Of course. Unlike most of the new insurance startups out there, &insurance is an insurance carrier, reinsured by some of the most trusted names in the industry.
Of course. Unlike most of the new insurance startups out there, &insurance is an insurance carrier, reinsured by some of the most trusted names in the industry.
Homeowners insurance at &insurance starts at $25/month, but varies by state and depends on factors including your house’s age, the cost to rebuild, and building materials, as well as the coverage and add-ons you choose.
Just open the &insurance app and hit the ‘Claim’ button! We’ll guide you through the process from there. After your report is complete, we’ll ask for your bank account information. Once your claim is approved, we’ll deposit your payment, minus your deductible, directly into your account.
In addition to homeowners insurance, &insurance offers renters, car, pet, and term life policies. You can unlock an automatic discount with any combination of policies, like a homeowners and car bundle, so it’s both a great way to consolidate your insurance needs and an opportunity to save.
The easiest way to switch!
The easiest way
to switch!
and make your switch simple.
We’ll help cancel your old insurance and
make your switch simple.


What's a sundial in the shade?
What's a sundial
in the shade?
&insurance is stepping out of "stealth mode"
and into the limelight, soon to launch as the
first AI & behavioral economics insurance company in Philly.
&insurance is stepping out of "stealth mode" and into the limelight, soon to launch
as the first AI & behavioral economics insurance company in Philly.

More products from &insurance
More products
from &insurance
Breathtaking savings when you bundle.