Car insurance to
protect your ride
Seamless claims. Safe driver chic.
Invite only.
Invite only.
A new standard in car insurance
A new standard
in car insurance
We use location-based technology to help you save more and unlock better coverage.
Free roadside
assistance
Tows, jump starts, tire changes,
and winching - on us!
Super fast claims resolution
We’ll have extra details to help us handle your claim quickly.
Fair prices, based
on how you drive
Get a discount, and earn a lower premium as you drive better.
We’ll plant trees to
clean up after your car!
Let us shrink your car’s carbon
footprint by planting trees.
Emergency
crash assistance
We’ll know if you’re in an accident
and get you the help you need.
Free roadside assistance
Tows, jump starts, tire changes,
and winching – on us!
Super fast claims resolution
We’ll have extra details to help us handle your claim quickly.
Fair prices, based
on
how you drive
Get a discount, and earn a lower premium as you drive better.
We’ll plant trees to
clean up after your car
Let us shrink your car’s carbon
footprint by planting trees.
Emergency crash assistance
We’ll know if you’re in an accident and get you the help you need.
What’s covered?
From fender benders to total
losses, our team is here for you!
From fender benders to total losses, our team is here for you!
If you’re in
a car accident
We'll cover, or recover,
the costs to repair the damage.
If your halted
on the highway
We include roadside assistance
for tows, jumps, and more.
If the unexpected
happens
We’ll cover damage from fires,
weather, vandalism, and more.
If your glass
is damaged
We’ll cover repairs for
windshields, moonroofs, and more
If you’re sued
for liability
We’ll help cover the costs
of a lawyer to defend you.
If your car
is stolen
We'll cover the cost to
replace it with a new car.
If you’re in a car accident
We’ll cover, or recover,
the costs to repair the damage.
If your halted on the highway
We include roadside assistance
for tows, jumps, and more.
If the unexpected happens
We’ll cover damage from fires,
weather, vandalism, and more.
If your glass is damaged
We’ll cover repairs for
windshields, moonroofs, and more
If you’re sued for liability
We’ll help cover the costs
of a lawyer to defend you.
If your car is stolen
We’ll cover the cost to
replace it with a new car.
Savings for low mileage drivers
Savings for low
mileage drivers
on your actual driving. Drive less,
reduce carbon emissions, and enjoy
lower premiums!
We price your insurance based on your actual driving.
Drive less, reduce carbon emissions, and enjoy lower premiums!
EV and hybrid drivers save even more
EV and hybrid drivers
save even more
cut carbon dioxide emissions, so we’ve
added exclusive coverages and discounts
for EVs and hybrid.
Environmentally-friendly cars significantly cut carbon dioxide emissions,
so we’ve added exclusive coverages and discounts for EVs and hybrid.
Emergency charging
If your battery is drained, we'll
send a charging truck your way.
EV/Hybrid discounts
A bonus discount to thank
environment-friendly drivers.
Charger coverage
If something happens to your wall or portable charger we’ll help replace it.
Emergency charging
Blood test, urinalysis, x-rays, MRIs, labwork, CT scans, and ultrasounds
EV/Hybrid discounts
Outpatient, specialty and emergency care, hospitalization, and surgery
Charger coverage
Injections and prescription meds
If you wanted to know…
Car insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can contact our car insurance team.
By planting trees! We discovered that an average car releases 4.6 metric tons of CO₂ annually—a significant amount. That’s why we’re committed to reducing your carbon footprint by planting trees.
Of course! Unlike many new insurance startups, &insurance is backed by a fully licensed carrier, reinsured by industry leaders and a publicly traded company on the NYSE with an A-Exceptional financial stability rating.
Depending on the state, they do. We use smart technology to price policies fairly, speed up claims, provide on-site emergency services, and measure driving impact—like CO₂ emissions so we can plant trees in your name.
Not yet! Our coverage is currently limited to drivers who don’t use their cars for business or commercial purposes. Sorry!
Once everyone is safe, file a claim through our app—it’s quick and easy! Just answer a few questions, follow the steps, and we’ll cover repairs or replace your car for eligible claims.
Sure. You’ll need to send a cancellation request to your current carrier after you sign up for a &insurance policy to make sure there’s no gaps in your coverage. Our team will be happy to help!
