Come home happy
with homeowners insurance

Homeowner tested. Lender approved.
Invite only

Homeowner tested. Lender approved. Invite Only

Accepted by all major lenders

Accepted by all
major lenders

Pay conveniently through your
mortgage lender (escrow) or
directly with a credit card.

Pay conveniently through your mortgage lender (escrow) or directly with a credit card.

homeowners insurance
Homeowners mortgage companies
homeowners insurance

Closing on a home is a lot more than packing and moving

Closing on a home is
a lot more than
packing and moving

The good news? You found us.
We’ve helped many Americans
have one less headache each
year, and we have your back ♡

The good news? You found us. We’ve helped many Americans have one less headache each year, and we have your back ♡

Homeowners keys
slippers

Coverage from wall to wall, and beyond…

Coverage from wall
to wall, and beyond…

It’s full of memories and you’re
reflected in every detail. So, here
is a list of your wall to wall
coverage and beyond.

It’s full of memories and you’re reflected in every detail. So, here is a list of your wall to wall coverage and beyond.

home damage

If your home
is damaged

We’ll cover the cost
to reconstruct your house.

home on tree

If a tree falls
on your shed

We’ll help cover the cost of repairing structures on your property like sheds and garages.

home is unlivable

If your home
is unlivable

We’ll cover expenses until
you get back on your feet.

home content get stolen

If your stuff
gets stolen

We’ll help cover the costs to replace it -
yes, even if it happens away from home.

Homeowners liability

If you’re sued
for liability

You’ll need a lawyer to defend you,
so we’ll help cover those costs.

Homeowners insurance

If a visitor
gets injured

You could get stuck covering
the costs of their medical bills - we’ll help cover those costs.

home damage

If your home is damaged

We’ll cover the cost
to reconstruct your house.

home on tree

If a tree falls on your shed

We’ll help cover the cost of repairing structures on your property like sheds
and garages.
home is unlivable

If your home is unlivable

We’ll cover expenses until
you get back on your feet.

home content get stolen

If your stuff gets stolen

We’ll help cover the costs to replace it – yes, even if it happens away from home.

Homeowners liability

If you’re sued for liability

You’ll need a lawyer to defend you,
so we’ll help cover those costs.

Homeowners insurance

If a visitor gets injured

You could get stuck covering the
costs of their medical bills – we’ll help
cover those costs.
Good to know...

Homeowners insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can reach out to our homeowners department.

Your policy covers your home and property for damage caused by things like wildfires, extreme weather, crime, and vandalism. It also protects you against legal claims for damage or injury you accidentally cause others.

Of course. Unlike most of the new insurance startups out there, &insurance is an insurance carrier, reinsured by some of the most trusted names in the industry.

Of course. Unlike most of the new insurance startups out there, &insurance is an insurance carrier, reinsured by some of the most trusted names in the industry.

Homeowners insurance at &insurance starts at $25/month, but varies by state and depends on factors including your house’s age, the cost to rebuild, and building materials, as well as the coverage and add-ons you choose.

Just open the &insurance app and hit the ‘Claim’ button! We’ll guide you through the process from there. After your report is complete, we’ll ask for your bank account information. Once your claim is approved, we’ll deposit your payment, minus your deductible, directly into your account.

In addition to homeowners insurance, &insurance offers renters, car, pet, and term life policies. You can unlock an automatic discount with any combination of policies, like a homeowners and car bundle, so it’s both a great way to consolidate your insurance needs and an opportunity to save.

The easiest way to switch!
The easiest way
to switch!
We’ll help cancel your old insurance
and make your switch simple.

We’ll help cancel your old insurance and
make your switch simple.

switch on iconswitch off icon
What's a sundial in the shade?
What's a sundial
in the shade?
&insurance is stepping out of "stealth mode"
and into the limelight, soon to launch as the
first AI & behavioral economics insurance company in Philly.
&insurance is stepping out of "stealth mode" and into the limelight, soon to launch
as the first AI & behavioral economics insurance company in Philly.
Homeowners insurance

More products from &insurance

More products
from &insurance

Breathtaking savings when you bundle.

Renters Insurance Icon

Renters

FROM $5/MO
Pet Icon

Pet

FROM $25/MO

Car Insurance Icon

Car

FROM $30/MO

Life Insurance Icon

Term Life

FROM $8/MO

Renters Insurance Icon

Renters

Protect your stuff, in
and out of your home.

FROM $5/MO
Pet Icon

Pet

Health insurance for your
pawfect family members

FROM $25/MO

Car Insurance Icon

Car

Protection for your car
and passengers

FROM $30/MO

Life Insurance Icon

Term Life

Protecting the people
you love

FROM $8/MO