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Renters insurance that
protects your stuff

Highly recommended. Loved by everyone.
Trusted by landlords.

Highly recommended. Loved by everyone. Trusted by landlords.

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Most loved renters
insurance on Google

Most loved renters
insurance on Google

&insurance has earned the hearts of many apartment communities, while being the most loved renters insurance on Google for 6 months and counting.

National multifamily housing council
Urban Land institute
National Apartment Association
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Get your things covered faster.

Get your things
covered faster.

No waiting. No Hassle. No worries.

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Save even more with our Renters + Pet Bundle

Save even more with
our Renters + Pet Bundle

We’ll automatically apply your bundle discount to any combination of our products

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Renters + Pet

The easiest way to switch!

The easiest
way to switch!

We’ll assist in canceling your old policy and ensure a smooth transition.

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What does renters insurance really cover?

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If someone
steals your bike

Crime and vandalism
coverage pays for your things if it’s stolen or damaged

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If a water leak ruins
your things

Water damage coverage protects
you if your things get soaked, or your pipes cause a mess

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If your stuff
goes up in flames

Fire and smoke coverage protects
you if things get a little heated

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If someone sues
you for damages

Liability coverage protects against claims or lawsuits due to accidents in your apartment. We’ll help hire a lawyer to defend you, and cover the cost

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If someone gets hurt
in your apartment

Liability coverage helps pay medical
expenses if someone has an accident or is injured while at your apartment

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If someone steals your bike

Crime and vandalism coverage pays for your things if it’s stolen or damaged

pipe leak icon

If a water leak ruins your things

Water damage coverage protects you if your things get soaked, or your pipes cause a mess

toaster fire icon

If something goes up in flames

Fire and smoke coverage protects you if things get a little heated

gavel icon

If someone sues you for damages

Liability coverage protects against claims or lawsuits due to accidents in your apartment. We’ll help hire a lawyer to defend you, and cover the cost

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If someone gets hurt in your apartment

Liability coverage helps pay medical expenses if someone has an accident or is injured while at your apartment

&Insurance Renters is Here

&insurance
Renters is Here?

Designed for protecting your stuff,
incredible experiences, and giving
back to the residents

Designed for protecting your stuff, incredible experiences, and giving back to the residents

Good to know...

Renters insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out renters insurance explained.

Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. 

Renters insurance covers a lot, but not everything. A few things that aren’t: your roommate’s stuff, damage caused by floods, and liability for dog bites (if your dog is considered a high-risk breed). 

You're still covered! Your &insurance renters policy covers your personal property anywhere in the world. Read all about theft coverage here.

You can cancel your policy at any time via the &insurance app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!

A Lemonade renters insurance policy starts at $5 per month, but your policy price (aka the ‘premium’) will be based among other factors.

Very easily: just send us an email at [email protected] and we’ll guide you through the process from there.

Join the &Insurance Community

Join the &Insurance Community

Experience renters insurance that’s designed with you in mind. Get started today and enjoy peace of mind knowing your belongings are protected.

National multifamily housing council
Urban Land institute
National Apartment Association

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Breathtaking savings when you bundle.

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Breathtaking savings when you bundle.

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